
This resource is offered to schools as interim advice as Curriculum for Excellence develops. It is for early years and primary and will help promote an understanding of the problems and needs that arise when managing money in a day-to-day environment.

This resource includes a brief summary of the philosophy behind education for personal and social development and explains how financial education fits within the curriculum. It is hoped that it will help promote an understanding of the problems and needs that arise when managing money in a day-to-day environment.

The central theme of this document is the principle that, as part of their general education, all young people should have opportunities to acquire a broadly-based financial capability, defined here in terms of understanding, competence, responsibility and enterprise.

This guide has been written to support teachers and school managers in their consideration of the extent and quality of provision for financial education in their schools, using the paper Financial Education in Scottish Schools: A Statement of Position as a frame of reference.