Curriculum for Excellence

Money

Early First Second Third Fourth
I am developing my awareness of how money is used and can recognise and use a range of coins.

*Responsibility of all

I can use money to pay for items and can work out how much change I should receive.

*Responsibility of all

I can manage money, compare costs from different retailers, and determine what I can afford to buy.

*Responsibility of all

When considering how to spend my money, I can source, compare and contrast different contracts and services, discuss their advantages and disadvantages, and explain which offer best value to me.

*Responsibility of all

I can discuss and illustrate the facts I need to consider when determining what I can afford, in order to manage credit and debt and lead a responsible lifestyle.

*Responsibility of all

  I have investigated how different combinations of coins and notes can be used to pay for goods or be given in change.

*Responsibility of all

I understand the costs, benefits and risks of using bank cards to purchase goods or obtain cash and realise that budgeting is important.

*Responsibility of all

I can budget effectively, making use of technology and other methods, to manage money and plan for future expenses.

*Responsibility of all

I can source information on earnings and deductions and use it when making calculations to determine net income.

*Responsibility of all

    I can use the terms profit and loss in buying and selling activities and can make simple calculations for this.

*Responsibility of all

  I can research, compare and contrast a range of personal finance products and, after making calculations, explain my preferred choices.

*Responsibility of all